Taqwa has prepared many schemes for benefit of the general public. Hire Finance is also one of such schemes. As per the procedure of this scheme if someone intends to purchase a home and he/she doesn't have the sufficient amount, then Taqwa will provide finance under 'Ijara' to such customer to purchase the home (asset) on installments. Hire Finance facility is provided for purchasing only those items which may be appreciated or depreciated in their nature like land, houses, shops, factories etc. Taqwa only. And aer fixing the monthly rent AFN1000/- from customer's side, the vehicle will be handed over to the customer. If he pays a sum of Aer execung an agreement between each other, the customer can take the asset into his custody. The quantum of rent and the installments payable by the customer shall be decided by Taqwa. The share of customer shall be 30% and the rate of rent/profit on the financed amount will be 1% per month. Besides that, a processing fee of AFN500/- and a documentaon fee of minimum AFN500/- or maximum 1% of the finance value will be charged. If a customer fails to pay the full cost of the asset in the spulated period, then Taqwa will have complete authority to sell the asset to some other customer and from the amount received by selling the asset, first the customer will get his share as per the proporon of investment. The rent of asset will be always divided between the Taqwa and the customer according to the proporon of their investment. As the amount paid by the customer goes on increasing, the ownership of the asset will be transferred from Taqwa to the customer gradually. However, unl the final payment is done, the asset will remain under the joint ownership of Taqwa and the customer. When the customer will make the full and final payment of the cost of the asset, Taqwa will then examine the market rate, and the difference between the real cost of the asset and the current value (which shall be the profit of the total investment) shall be distributed between the Taqwa and the customer according to the proporon of their investments.