Taqwa has prepared many schemes for benefit of the general public, and Project Finance is also one of such schemes. As per the procedure of this scheme if a customer has a project and he has lack of the required amount to complete that project, then the Taqwa will provide the finance to that customer on the basis of 'Musharaka' or 'Mudaraba'. And when the project is completed, Taqwa will get the profit according to the proporon of its investment based on any one of the above Shari'a principle.In the beginning of this type of finance, the financing term, (i.e. the terms of Shari’a principle), the pricing, the obligaons of the pares in case of loss are to be clarified while, all such details are different depending on the market condions. will be 1% per month. Besides that, a processing fee of AFN 500/- and a documentaon fee of minimum AFN 500/- or maximum 1% of the finance value will be charged. Besides that, the customer shall pay 30% of the actual amount in advance along with a processing fee of AFN 500/- and documentaon fee of minimum AFN 500/- or maximum 1% of the value. The second opon in this maer is that Taqwa can provide finance under 'Issna' for Project Finance. The repayment of this finance amount shall be done on installments under a specific tenure. As the asset is under the possession of Taqwa, an agreement of construcon will be executed by Taqwa, between the customer and the supplier. Aer that, Taqwa will sell the said asset or the project to the customer on a different price wherein the payment made by Taqwa and its profit will be included. For this scheme the Shari'a principles 'Musharaka' or 'Mudaraba' or 'Issna' may be applied.

• Financing term is 3 years.
• Profit rate is branch cost + 5 %.
• Down payment is 30%.
• Processing fee is AFN 500/-.
• Documentation fee is minimum AFN. 500/- max 1% of the value.
• No hidden cost.All hidden benefits.
• Shari'a term is Istisna or Musharaka as applicable.

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