Taqwa has prepared many schemes for benefit of the general public, Fixed Deposit A/c is also one of such schemes. As per the procedure of this scheme, a sum of minimum AFN 10,000/- must be deposited in the Fixed Deposit A/c for a term of (1) one year. Taqwa will deploy this amount for financing based on different principles of Shari'a like Murabaha, Wakala and Ijara to earn the profit of which 70% of the profit earned will be paid to the depositor and rest of 30% profit will be disbursed to the shareholders (Taqwa).

• Minimum Deposit is AFN. 10,000/- for one year.
• 70% of the profit will be allowed.
• Certificate is issued.
• Shari'a term is Mudaraba.
• After completion of one year the deposited amount may be withdrawn at any me or it can also be renewed.
• If someone wishes to withdraw his deposit before the spulated term, he/she may do so, but he/she will not be entled to get the profit for the current month.
• A Cerficate will be issued wherein the details of the amount deposited will be menoned.

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